Admiral car insurance review
History of company
Admiral is one of the largest insurance companies in the UK and has won Best Car Insurance Provider 7 years in a row at The Personal Finance Awards.
Admiral is a UK based company, set up in 1993 to specialise in Car Insurance. They launched MultiCar insurance in 2005, designed to help people with two or more cars get a better deal on their insurance. In 2013, Admiral launched a Black Box Insurance product, LittleBox, which helps drivers to receive discounts based on their driving style.
Admiral now also offers a wealth of other insurance products including Home Insurance, Travel Insurance, Pet Insurance (provided by Insurance Factory Ltd) and Van Insurance.
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Admiral car insurance products
Admiral’s car insurance products are crammed with great features and its Comprehensive cover is rated 5 Stars by Defaqto. Some of the features of a single car insurance policy include:
- Windscreen Repair - Excess applies
- Courtesy Car - You'll get a courtesy car while yours is being repaired at an Admiral-approved garage
- European Cover - Up to 90 days cover as standard
- Stereo Cover - Unlimited cover for your vehicle as standard, permanently fitted audio or visual equipment
- £5,000 personal injury cover - Covering both you and your partner for injuries in the event of an accident
- Named Drivers have the chance to earn a No Claims Bonus with new Admiral policies
- Cover for your Sat-Nav and personal belongings
Admiral offers great value single-car cover from only £303, with 10% of customers paying less than £303 between January and June 2020.
There’s more to Admiral than just the flagship single-car product, though. As well as offering traditional car insurance, they have also introduced a specialist black box car insurance product called LittleBox, and MultiCar policies.
Admiral Multi-Car insurance
With Admiral multi-car, you can insure all the cars in your household on the same policy, with each new car you add earning its own No Claims Bonus.
You get all the same features as comprehensive single car insurance and you'll get an immediate discount for insuring more than one vehicle when purchasing the policy. Since 2005, Admiral has insured more than 8 million vehicles with MultiCar policies.
With a multi-car policy, you could save £249, as 10% of customers who provided a best alternative price saved £249 between January and June 2020.
Admiral LittleBox insurance - Save up to 29% on cover
LittleBox is Admiral’s name for their black box insurance product, which is targeted towards new and young drivers who are typically faced with high premiums. By tracking their driving habits and rewarding safer driving, Admiral is able to offer cheaper premiums to these drivers.
Unlike many other black box insurance companies, Admiral’s policy doesn’t impose any curfews on the policyholders – although it’s worth bearing in mind that if you do lots of journeys throughout the day or you regularly drive at night, Littlebox may not be for you.
The black box tracks information like the times and distances you tend to drive, your speed, how you take corners, how smoothly you brake and how economically you drive. You’ll be given feedback on your driving to see how you’re doing.
Based on 250 Admiral customers, 10% of those who provided a best alternative price saved 29% between January and June 2020.
Admiral multi-cover insurance
After their success with MultiCar, Admiral launched a new MultiCover product, designed to cover a car and home on one discounted policy. It's a standard 12-month policy with the same renewal date. You can start with one car or home, and any others you tell them about are added when they’re due for renewal – each car or home added earns its own MultiCover discount.
MultiCover Insurance is great for renters too! You can combine your car insurance with a full home insurance policy, or just contents insurance if you’re a renter. You get the same features offered on Admiral’s MultiCar and flexible home insurance policies.
Use the Admiral App to get a discount on your renewal! 91% of customers who used the Admiral app to track and monitor at least 500 miles of their driving got a renewal discount between Oct 2019 - Mar 2020.
Is Admiral on price comparison websites?
You will find Admiral quotes on price comparison websites for their single car insurance policies, but if you are looking for MultiCar or MultiCover then you can only get a quote for that directly from Admiral.
How much does Admiral car insurance cost?
The price of an Admiral car insurance policy depends on a lot of different factors, for example:
- Driving experience
- Driving record (claims and convictions)
- The type of car you drive
- Car insurance groups
The type of policy and level of cover you opt for will also influence the cost. A single-car policy with Admiral could cost as little as £303.
It is likely that you will get a cheap quote from Admiral – just make sure you are getting the right level of cover you need.
Admiral customer reviews
Based on 3,084 people who responded to customer feedback between January and June 2020, 98% of customers said that they would buy a car insurance policy with Admiral again.