Best Travel Insurance Companies (UK) | Compare Quotes & Save Now | Bobatoo

Travel Insurance: Where to get the best deals

The best and cheapest travel insurance companies, all in one place.

Someone filling out a travel insurance form

What is travel insurance and how does it work?

Booking a trip away comes with all sorts of risks: cancelled flights, lost luggage, medical expenses and other potential losses. This is why travel insurance exists.

Like with any other type of insurance, a policy is taken out in the hope that you’ll never have to use it, but it offers both peace of mind and extra security should your holiday take a turn for the worse.

Do I need travel insurance?

Travel insurance is not a legal requirement for holidaymakers, but it is absolutely recommended that you take out at least a minimum level of cover once you’ve booked a trip away.

Whether you’re flying around the world or staying within your own country, there’s always the risk that you’ll encounter an issue – something that could be resolved by travel insurance.

Read more: Travelling in Britain this summer – Do I need travel insurance?

How to find the best travel insurance deals

There’s plenty of choice when it comes to choosing a travel insurance provider, but where should you look to get the best cover?

With consideration for coverage, price and general usefulness, we’ve narrowed the selection down to just 4 travel insurance companies and comparison sites.

JS Travel Insurance

Choose from 3 levels of travel insurance cover

JS Travel Insurance logo

Get Going

Get a 15% discount when buying a travel insurance policy online

Get Going travel insurance logo

Confused.com

Compare quotes from up to 54 travel insurance providers

Confused.com logo

Go Compare

Compare travel insurance with GoCompare in one, simple search and find the right policy for your trip. When it matters, GoCompare.

Get instant, hassle-free travel insurance from more than 50 providers.

GoCompare logo

REMEMBER: If booking your holiday through a travel agent, you may be offered travel insurance as part of your holiday package. We always recommend that you politely decline this offer – it is very rarely cheaper than a policy you can find online, and offers no more coverage than you’d receive from one of the providers mentioned in this article!

Read more: Travel insurance buying guide

JS Travel Insurance

JS Travel Insurance is a specialist provider, offering various travel insurance packages to meet the needs of travelers across the country.

These include:

  • Single trip travel insurance
  • Annual travel insurance
  • Backpacker travel insurance
  • Winter sports travel insurance
  • Cruise travel insurance

From these policies, customers are able to choose from 3 levels of cover: silver, gold and platinum.

Silver

  • Holiday cancellation insurance: up to £1,000
  • Medical and repatriation fees: up to £10,000,000
  • Personal liability: up to £2,000,000
  • Personal luggage loss: up to £1,000
  • Personal money loss: up to £150
  • Departure delay cover: up to £100
  • Missed departure: up to £250
  • Legal expenses cover: up to £25,000
  • Airline failure: up to £1,500

Note: All ‘silver’ policies come with a standard £100 excess fee.

Gold

  • Holiday cancellation insurance: up to £3,000
  • Medical and repatriation fees: up to £10,000,000
  • Personal liability: up to £2,000,000
  • Personal luggage loss: up to £1,500
  • Personal money loss: up to £500
  • Departure delay cover: up to £1,000
  • Missed departure: up to £500
  • Legal expenses cover: up to £25,000
  • Airline failure: up to £1,500

Note: All ‘gold’ policies come with a standard £50 excess fee.

Platinum

  • Holiday cancellation insurance: up to £7,500
  • Medical and repatriation fees: up to £10,000,000
  • Personal liability: up to £2,000,000
  • Personal luggage loss: up to £2,500
  • Personal money loss: up to £750
  • Departure delay cover: up to £1,000
  • Missed departure: up to £1,000
  • Legal expenses cover: up to £25,000
  • Airline failure: up to £1,500

Note: All ‘platinum’ policies come with a standard £35 excess fee.

JS Insurance reviews

From over 300 verified reviews left by both previous and existing customers, JS Insurance received an impressive 4.7/5 rating on Feefo.

Customers were particularly complimentary of the range of policies on offer, while many also recommend JS Insurance as a great option for travel insurance with pre-existing medical conditions.

JS Travel Insurance’s platinum policies also receive a 5-star Defaqto rating, suggesting that they offer comprehensive cover in comparison to other providers.

>>> Get a travel insurance quote from JS Insurance <<<

Get Going travel insurance

With cover for 1,000s of different medical conditions, Get Going travel insurance offer cover starting from £4.22.

Get Going’s travel insurance policies include:

  • Single trip travel insurance
  • Multi-trip travel insurance
  • Longstay travel insurance
  • Backpacker travel insurance

While these are the 4 core travel insurance policies on offer, there is also a range of specialist travel insurance quotes available, with an additional 15% discount for online quotes. Current customers are also able to ‘refer a friend’, with the opportunity to win a £150 Amazon voucher.

Get Going travel insurance allows customers to shop for a quote ‘by traveller’, allowing them to choose from:

  • Family travel insurance
  • Travel insurance for couples
  • Travel insurance for pregnant women
  • Travel insurance for seniors (Over 50s, 60s, 70s and 80s)
  • Medical travel insurance (for those with a pre-existing condition)

After deciding upon a dedicated travel insurance policy, customers are able to choose from 3 levels of cover: ‘basic’, ‘standard’ and ‘premier’.

Basic

  • Cancellation (if you can no longer attend): up to £1,500
  • Departure delay (per 12 hours): £10, up to £150
  • Cancellation following a 24-hour delay: up to £1,500
  • Missed departure: up to £250
  • Emergency replacement of medication: up to £250
  • Emergency medical attention: up to £10,000,000
  • Personal liability cover: up to £2,000,000
  • Personal accident cover: up to £5,000
  • Legal advice: up to £5,000

Note: Compensation for personal liability, legal advice, cancellation on your behalf and medical attention are subject to a £200 excess fee.

Standard

  • Cancellation (if you can no longer attend): up to £2,500
  • Departure delay (per 12 hours): £10, up to £150
  • Cancellation following a 24-hour delay: up to £2,500
  • Missed departure: up to £500
  • Emergency replacement of medication: up to £750
  • Emergency medical attention: up to £10,000,000
  • Personal liability cover: up to £2,000,000
  • Personal accident cover: up to £15,000
  • Legal advice: up to £15,000

Note: Compensation for personal liability, legal advice, cancellation on your behalf and medical attention are subject to a £100 excess fee.

Premier

  • Cancellation (if you can no longer attend): up to £5,000
  • Departure delay (per 12 hours): £20, up to £300
  • Cancellation following a 24-hour delay: up to £5,000
  • Missed departure: up to £1,000
  • Emergency replacement of medication: up to £750
  • Emergency medical attention: up to £10,000,000
  • Personal liability cover: up to £2,000,000
  • Personal accident cover: up to £25,000
  • Legal advice: up to £50,000

Note: Compensation for personal liability, legal advice, cancellation on your behalf and medical attention are subject to a £75 excess fee.

Travel insurance with medical conditions

As mentioned above, Get Going travel insurance offer specialist cover for those with pre-existing medical conditions. This specialist cover is available to anybody who is currently undergoing treatment for a medical condition, including anything from high blood pressure to cancer.

Get Going’s travel insurance for people with pre-existing medical conditions offers extensive cover to ensure that travelers are never left without the essential medication or healthcare that they require.

Get Going travel insurance reviews

From more than 6,300 reviews on Trustpilot, more than 94% of Get Going insurance customers rated the service they received as either ‘great’ or ‘excellent’.

When disclosing their reasons for such positive reviews, customers gave credit to the competitive prices and easy-to-complete quote form. Customers have also suggested that the array of policies on offer was a key factor in choosing Get Going as their travel insurance provider.

Get Going’s premier travel insurance policies receive a 4-star rating from Defaqto.

>>> Get a travel insurance quote from Get Going <<<

Confused.com travel insurance

One of 2 price comparison websites on this list, Confused.com are able to offer cheap travel insurance quotes in seconds by working with up to 54 of the UK’s best insurance companies.

Quotes with Confused.com start from as little as £2, with 3 core packages on offer: single trip travel insurance, annual multi-trip travel insurance and backpacker travel insurance.

When comparing travel insurance quotes with Confused.com, customers are able to choose from individual, couple, family or group cover before being given the option to choose from optional extras such as winter sports travel insurance, business travel insurance and cruise insurance.

Rather than choosing a policy for you, Confused.com provides you with an extensive list of providers in order of price. This list includes crucial information about the policy, including:

  • Travel insurance provider
  • Defaqto rating
  • Price
  • Cover for medical expenses
  • Cover for cancellation fees
  • Cover for baggage loss

When you find a quote that suits you and your needs, you can select ‘more info’ to find out more about your chosen company’s policy details before visiting its website to purchase your policy.

What companies offer cheaper travel insurance?

The best way to find out which companies offer the cheapest deals on travel insurance is to use price comparison websites like Confused.com.

While it is only natural to want to find the cheapest deal you can find, it is also worth noting that these policies are often cheap for a reason; primarily that the cover they offer is not as extensive as some others. If the price of your cover seems too good to be true, the unfortunate truth is that it probably is.

Confused.com travel insurance reviews

From more than 1,100 reviews on Trustpilot, 83% of users rated Confused.com as either ‘great’ or ‘excellent’.

Most customers were happy with the ‘easy to use’ website and quote process as well as the standout prices on offer.

All policies available on Confused.com are displayed alongside their Defaqto rating, meaning you immediately have a rough idea of what to expect from your policy.

>>> Get a travel insurance quote from Confused.com <<<

GoCompare travel insurance

Another price comparison website, GoCompare works similarly to Confused.com – here at Bobatoo, we recommend that you run your quote through both websites to ensure that you’re getting the very best deal.

Whether it's single trip or annual multi-trip cover you're looking for, you can compare travel insurance with GoCompare in one, simple search and find the right cover for you. When it matters, GoCompare.

GoCompare travel insurance offers instant, hassle-free cover for customers at competitive prices. The core travel insurance products available via GoCompare include: single trip travel insurance, annual multi-trip travel insurance and backpacker travel insurance.

You can also get dedicated holiday insurance for:

  • Individuals
  • Couples
  • Families
  • Groups

When searching for the best travel insurance plans with GoCompare, you will be given a brief look at what benefits each travel insurance policy comes with. For example, you will be shown:

  • The name of the travel insurance company
  • The price of your quote
  • The company’s Defaqto rating
  • Cover for cancellations
  • Cover for medical expense
  • Cover for luggage loss
  • Excess due upon claim

Once you have identified which travel insurance provider that you will be buying your policy from, you can proceed straight to the relevant site where all of the information that you have already submitted via GoCompare will be carried over.

GoCompare travel insurance reviews

From more than 1,200 reviews on Trustpilot, more than 83% of customers rated the service provided as either ‘great’ or ‘excellent’.

Many customers have commented on the reliability of GoCompare, while others have also shared how they saved significant amounts of money by getting a quote through the price comparison site.

All insurance providers suggested by GoCompare will have a Defaqto rating displayed alongside them, giving customers an immediate evaluation of the quality of service provided.

>>> Get a travel insurance quote from GoCompare <<<

At Bobatoo, we highly recommend doing your research and looking at several different companies before deciding on a travel insurance quote. This way, you can compare cheap deals and various policies to see which one will give you the best and most sufficient cover for your needs and budget.