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Almost 50% of people in the UK DO NOT check their credit score

May 11, 2021 | Posted under: Money Advice

Almost 50% of people in the UK DO NOT check their credit score - Find out why A recent survey carried out by Lowell Financial* in March this year indicates that a lot of people in the UK don’t understand the importance of their credit score and, therefore, don’t feel the need to check it or fix it if it is classed as ‘fair’ or ‘poor’. Check Your Score After all, we’re not generally taught about credit scores in school and unless you do some digging into the…

Warning Issued Over Scam Email Claiming COVID-19 Vaccine Voids Life Insurance

May 7, 2021 | Posted under: Life Insurance

Warning issued over scam email claiming COVID-19 vaccine voids life insurance Consumers have been advised to ignore a bogus communication which falsely claims that having a COVID-19 vaccine will invalidate their life insurance policies. The scam email purports to be from Allianz and claims to be a product disclosure statement and policy document for a life insurance policy. The email includes a list of scenarios in which the company would not pay a life insurance benefit, drawing attention to a line…

Car registration years - a complete guide to understanding number plates

May 1, 2021 | Posted under: Car Insurance: The Latest News, Tips and Advice.

Car registration years – a complete guide to understanding number plates Contents: Car registration years How does the car registration plate system work? Number plate area codes (first two letters) When do new number plates come out? Private number plates & personalised registrations What are private number plates? Is it legal to purchase and use private number plates? Check car tax/MOT Working out how old a car is based on its registration plate used to be relatively easy, with the first…

Key Workers Warned as ABI Confirms COVID-19 Changes to Car Insurance Will End on 30 April

April 26, 2021 | Posted under: Car Insurance: The Latest News, Tips and Advice.

Key workers warned as ABI confirms COVID-19 changes to car insurance will end on 30 April Key workers such as NHS staff and carers who had to use their own car for work purposes during the height of the pandemic automatically had their car insurance changed to allow for this, but the ABI has announced that this support is ending soon. Thousands of key workers across the UK had their car insurance policy’s relaxed last year during the pandemic, but they are now being advised to check their cover…

Benefits of Life Insurance

April 19, 2021 | Posted under: Life Insurance

What are the benefits of life insurance? When it comes to the subject of life insurance, most people will probably be aware of the key benefits of life insurance and how it offers peace of mind for your family and children in the event of your death. While you might be aware of some of the main advantages of life insurance, there are perhaps other pros that you should be aware of in order to be fully confident with your policy. What is life insurance? How does it all work? Life insurance is something…

Lowest Car Insurance Prices in 7 Years

April 19, 2021 | Posted under: Car Insurance: The Latest News, Tips and Advice.

Lowest car insurance prices in 7 years A recent study has revealed that the average cost of car insurance has plunged to its lowest point since 2014. MoneySuperMarket’s comparison of historical comprehensive insurance data revealed that the cost of car insurance fell by £73.32 in the first quarter of this year. That fall in price is the largest quarterly drop since the price comparison site began its analysis of car cover data in 2013. This significant drop in price means the average…

40% of People Suffer Mental Health Issues & 25% Endure Financial Stress when Dealing with Probate

April 16, 2021 | Posted under: News

40% of people suffer mental health issues & 25% endure financial stress when dealing with probate Would you know what administrative duties you would need to deal with if a family member or loved one passed away? And if you’ve been named as an executor in someone’s will, do you really know what probate is all about? In a recent study carried out by Exizent, titled The Bereavement Index 2021*, people that have previously dealt with administrative tasks after death were questioned about…

7 Common Mistakes Made When Buying Life Insurance

April 14, 2021 | Posted under: Life Insurance

7 common mistakes made when buying life insurance Buying life insurance can seem like a daunting thing to do, especially if you’re not sure what type of cover is the best suited to you or how much cover you should have in place to make sure that you and your loved ones are fully protected should the worst happen. To help, we’ve put together 7 of the most common mistakes people tend to make when purchasing life cover (or indeed, when considering it) so that you can avoid doing them yourself…

Cheapest Cars to Insure | 5 Low Insurance Models

April 9, 2021 | Posted under: Car Insurance: The Latest News, Tips and Advice.

What are the cheapest cars to insure? See below for 5 models that come with the lowest insurance premiums in 2021 There are many different factors that can influence the cost of your car insurance premiums, including (but not limited to) your: Age (younger drivers usually pay more as they have little experience) Driving history (i.e. how many claims you've made in the past, convictions, etc.) Geographical location (some areas in the UK pose more risks to insurers) Another key factor that determines…

Do You Need Life Insurance For a Mortgage? | Guide

April 9, 2021 | Posted under: Life Insurance

Do you need life insurance for a mortgage? Is life insurance compulsory or can you get a mortgage without a policy? Here's all you need to know... Buying a house is always an incredibly exciting, albeit remarkably expensive experience. Not only do you have to factor in the cost of actually paying for the house and putting down a deposit on the house, but you will also have to account for mortgage payments and payments for various types of insurance as well. Having a mortgage is undoubtedly one of…