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Train delay compensation scheme and planned RMT strikes in June 2022

June 21, 2022 | Posted under: Money Advice

Train delay compensation What you need to know about the 'Delay Repay' scheme and June 2022 RMT strikes We’ve all been there, stuck on the train station platform while the voice on the tannoy informs us of ‘leaves on the line’, ‘signal failures’ or just the frustratingly vague ‘technical issues’ that have led to our trains being delayed. Rules from the Department for Transport state that any passenger whose train is delayed by 15 minutes or more will be able…

🚗 How to check if a vehicle has a SORN? | DVLA SORN Check

June 21, 2022 | Posted under: Car Insurance: The Latest News, Tips and Advice.

What does SORN mean and how to check if a vehicle has a SORNMany people believe that if your car is untaxed, as long as it is not on a public road, you are OK. This, although many years ago was the case, is no longer true. Today you need to declare your vehicle SORN. In this guide we’ll cover: What SORN means Why and when to SORN a vehicle How to SORN a vehicle What happens if you fail to SORN Putting your vehicle back on the road SORN and car tax refunds Driving your vehicle when you have…

How much does it cost to learn to drive?

May 16, 2022 | Posted under: Car Insurance: The Latest News, Tips and Advice.

How much does it cost to learn to drive?Being able to drive a car is a significant (if not a tad scary) milestone in life and is at the very top of most older teens' life goals list. And it’s little wonder. Driving a car will lead to your first real taste of independent, adult life and having your own set of wheels can literally make the whole world your oyster. However, before you can start ‘sliving’ (living your best life) and burn off to Glastonbury, you’ll need to…

Adding a named driver vs temporary cover

May 12, 2022 | Posted under: Car Insurance: The Latest News, Tips and Advice.

Adding a named driver vs temporary coverMany car owners add a named driver to their car insurance policies during their lifetimes - typically a long-term partner or a child who lives with them - so their closest family members are legally insured to drive their vehicle at any time they need or choose to. But is there a better way to insure someone else who’d like to occasionally or temporarily drive your vehicle? Here we explore whether adding a named driver is better or worse than taking out…

How where you live affects life insurance cost

May 9, 2022 | Posted under: Life Insurance

How where you live affects life insurance costIn addition to obvious factors such as your lifestyle, health and age affecting the cost of life insurance, where you live can also affect how much you pay on premiums. So how much is life insurance UK and how much more might you have to pay simply because you live in a certain location? Read on to find out… What is the monthly average life insurance cost UK? How does my location affect life insurance premiums? How is a ‘deprived area’…

Cheapest cars to insure UK 2022

May 6, 2022 | Posted under: Car Insurance: The Latest News, Tips and Advice.

Cheapest cars to insure UK 2022Thanks to spiralling fuel prices, climbing car insurance premiums and inflated car tax rates, driving a traditional family motor in 2022 is fast becoming an expensive luxury some drivers are struggling to afford. This is especially so if, amongst other criteria, you happen to drive a big old pollution-heavy diesel car, you’re a very young or senior driver, live or park in a high crime rate area or regularly drive through a fee-paying clean air zone. For all of…

Vehicle Excise Duty (VED) tax changes for 2022

May 4, 2022 | Posted under: Car Insurance: The Latest News, Tips and Advice.

Vehicle Excise Duty (VED) tax changes for 2022In 2001, the way in which Vehicle Excise Duty (aka car tax or road tax) was calculated changed to being based on how high or low a car’s carbon emissions were. And, because the UK government has pledged to reduce net greenhouse gas emissions to zero by 2050, drivers of older, gas-guzzling motors continue to be financially penalised for polluting the environment. High vehicle emission VED rates continue to rise exponentially with the latest increases…

International Driving Permits & Insurance Guide

April 28, 2022 | Posted under: Car Insurance: The Latest News, Tips and Advice.

International Driving Permits & Insurance Guide - Be ready for Summer Holidays 2022FINALLY, we can all go on a decent summer holiday to a vast selection of international destinations, without the hassle of multiple Covid tests or the worry of being stranded or quarantined. If you’re among 50% of Brits travelling abroad this summer and plan to drive your car on holiday, here’s everything you need to know about driving permits, driving licences and motor insurance to get you summer…

Advanced motorcycle training

April 28, 2022 | Posted under: Bike Insurance

Advanced motorcycle training - Does it help lower the cost of insurance?Following the Financial Conduct Authority’s (FCA) rules changes to stop ‘price walking’ by insurers, many motorcyclists are now having to pay more for their motorbike insurance in 2022 meaning many riders are looking for alternative ways to lower their bike insurance premiums. What is price walking? Why is motorbike insurance going up? Does taking advanced motorcycle training lower insurance costs? What advanced…

Does having a burglar alarm lower the cost of home insurance?

April 27, 2022 | Posted under: Home Insurance

Does having a burglar alarm lower the cost of home insurance?Alongside the cost-of-living crisis and soaring energy prices, home and car insurance premiums are on the rise too. Why has home insurance gone up 2022? Home insurance costs rose by a whopping 9.1% in January 2022 following the introduction of the Financial Conduct Authority’s (FCA) new ‘price walking’ rules. The FCA’s new rules for insurance providers were aimed at reducing costs for loyal customers who were often…