Archive for the 'Life Insurance' category

How where you live affects life insurance cost

May 9, 2022 | Posted under: Life Insurance

How where you live affects life insurance costIn addition to obvious factors such as your lifestyle, health and age affecting the cost of life insurance, where you live can also affect how much you pay on premiums. So how much is life insurance UK and how much more might you have to pay simply because you live in a certain location? Read on to find out… What is the monthly average life insurance cost UK? How does my location affect life insurance premiums? How is a ‘deprived area’…

Read more »

How long does my life insurance need to last?

April 4, 2022 | Posted under: Life Insurance

How long does my life insurance need to last? Arranging life insurance is a serious business that requires careful consideration to ensure you get the right policy for the right length of time, but without paying over the odds. So where do you start? First and foremost you need to decide who the beneficiary of a policy should be. Do you want a life insurance policy to pay off your mortgage should you die unexpectedly or fall critically ill? Or, do you want a whole life policy that is guaranteed to…

Read more »

Can you get life insurance for your parents?

April 4, 2022 | Posted under: Life Insurance

Can you get life insurance for your parents?Not all parents will die solvent and some children will take on the burden of a parent’s debts or outstanding bills when they pass. If a parent with debt has made no provision to pay for their own funeral and/or perhaps all of their assets and savings are being gobbled up by care home fees, you may want to consider taking out life insurance for parents. But can you buy life insurance for someone else? Here’s what you should know. Skip to: Can…

Read more »

Best life insurance with free gift deals - Report 2022

March 15, 2022 | Posted under: Life Insurance

Best life insurance with free gift deals of 2022Get a FREE life insurance quote Life insurance for as little as £5 per month, get a quote now: Get a quote   If you are looking for a life insurance policy and are not sure which insurance company to go with, you may want to consider what free gifts each one is offering along with their policies. From free laptops and tablets to gift vouchers and cashback, lots of life insurance companies are going all out to tempt you to buying your policy…

Read more »

Life Insurance for People with Diabetes

March 11, 2022 | Posted under: Life Insurance

Life insurance for diabetics – A complete guide If you have dependants that rely on your financial support for, say, paying the mortgage and you’ve been diagnosed with diabetes or prediabetes, putting protective insurance in place will make sure your loved ones are looked after in the event of your untimely death. It’s a common misconception that you can’t take out or will really struggle to get life insurance if you suffer from diabetes. However, if your condition is well…

Read more »

Benefits of putting your life insurance in 'trust'

February 18, 2022 | Posted under: Life Insurance

Benefits of putting your life insurance in 'trust'You can specifically take out a life insurance policy to leave a cash lump sum legacy to a beneficiary in your Will and can ring-fence those insurance funds by having your policy ‘written in trust’. Here’s what you should know about putting life insurance in trust, including the advantages and disadvantages of setting up a life insurance trust. What is a life insurance trust? A life insurance trust is a legal binding arrangement,…

Read more »

Changing life insurance - what you need to know before switching life insurance policies

February 11, 2022 | Posted under: Life Insurance

Changing life insurance – what you need to know before switching life insurance policies If you have a life insurance policy, it is a good idea to regularly check your cover and make sure it still reflects the financial needs of you and your family. Whilst your life insurance policy may have suited your financial circumstances at the time of inception, major life events like having a baby, taking on a bigger mortgage or getting a divorce can mean your existing insurance policy is no longer…

Read more »

Which life insurance policy should I get?

February 8, 2022 | Posted under: Life Insurance

Which life insurance policy should I get? Choosing a life insurance policy can be a bit overwhelming once you start looking at all the different types of life insurance options and varying lengths of cover. To help you decide what life insurance will best suit you, this jargon-free guide explains how to choose life insurance UK by looking at the different life insurance policy types, what you specifically need or want cover for, and when to get life insurance. In this guide: What is a life insurance…

Read more »

A Guide to Critical Illness Cover | Life Insurance

August 31, 2021 | Posted under: Life Insurance

A Guide to Critical Life Insurance (Critical Illness Cover) Protecting yourself and your loved ones encompasses a whole manner of things, including ensuring that you’ve got a suitable life insurance policy in place to protect both you and your family in the event of something happening to you. While you might already have a standard life insurance policy, you might also want to think about getting a life insurance add-on such as critical illness cover. This additional cover can be part of…

Read more »

New Data Shows Life Insurance Sales Increased During Lockdown

July 28, 2021 | Posted under: Life Insurance

New data shows life insurance sales increased during lockdown Data shows that sales of life insurance policies increased by 18% from March 2020 to March 2021, with young people behind the growth. The subject of death has been almost unavoidable over the past year or so, with updated statistics being reported on a daily basis during the Covid-19 pandemic forcing us to face up to our mortality more than we would normally like. This seems to have had an effect on the numbers of people buying life insurance,…

Read more »