Archive for the 'Life Insurance' category

Best life insurance with free gift deal of 2021

February 10, 2021 | Posted under: Life Insurance

Best life insurance with free gift deal of 2021With the purse strings tightening after Christmas and the financial impact of coronavirus upon the UK, saving money on simple things like your life insurance policy can make a big difference. As well as making sure you are getting the best deal from your chosen insurance company, you may want to consider what free gift is being offered alongside, as these freebies can be worth quite a bit of money. From free tech to valuable gift vouchers for high street/online…

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Best life insurance with free gift deals - Report

February 4, 2021 | Posted under: Life Insurance

Best life insurance with free gift deals of 2021Get a FREE life insurance quote Life insurance for as little as £5 per month, get a quote now: Get a quote   If you are looking for a life insurance policy and are not sure which insurance company to go with, you may want to consider what free gifts each one is offering along with their policies. From free laptops and tablets to gift vouchers and cashback, lots of life insurance companies are going all out to tempt you to buying your policy…

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The Truth About Life Insurance and Smoking

March 2, 2020 | Posted under: Life Insurance

The Truth About Life Insurance and Smoking We all know that smoking is bad for our health, and if you have begun to look into buying a life insurance policy, you may have noticed that 'Are you a smoker?' is one of the key questions you will be asked in your application. But does smoking void a life insurance policy? And how much does life insurance go up if you smoke? Here we look at the truth about how smoking can affect your life insurance cover and premiums. Can You Get Life Insurance If You Smoke? Yes,…

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10 Everyday Things That Cost MORE Than Life Insurance

February 24, 2020 | Posted under: Life Insurance

10 Everyday Things That Cost MORE Than Life Insurance Are any of these more important than your family’s long-term financial security? Life insurance offers guaranteed financial security for your family when you’re no longer around to provide it, yet far too many people don’t consider taking out a policy amid fears that it is overpriced and outside of their budget. The truth is that life insurance costs a lot less than what most people typically think, and many of these…

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Common Reasons Why Life Insurance Won't Pay Out

February 5, 2020 | Posted under: Life Insurance

Common reasons why life insurance won’t pay out Life insurance payout rates are actually quite high, although there are some instances where your policy could be voided and the payout refused... One of the biggest concerns people have about taking out a life insurance policy is the risk of not paying out. Life insurance is designed to pay out a lump sum when you die, and provides peace of mind that your family and loved ones will not be left in financial trouble when you are gone. As the policy…

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How Much Does a Funeral Cost? | UK Average

January 24, 2020 | Posted under: Life Insurance

How much does a funeral cost? One of the more common uses of a life insurance payout is to help cover the costs of a funeral – which can be very expensive. The cost of a funeral can vary tremendously but the SunLife Cost of Dying Report 2020 has suggested that even the most basic of funerals will cost in the region of £1,600. However, with the rise of ‘disbursement costs’, which are fees that are paid to third parties by the funeral director on the client’s behalf (for…

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Do you need life insurance for a mortgage?

November 26, 2018 | Posted under: Life Insurance

Do you need life insurance for a mortgage? Is life insurance compulsory, or can you get a mortgage without a life insurance policy? We look into what you need to consider and explain your options. People take out life insurance for a variety of reasons, but perhaps the most common reason for getting life insurance is to cover a mortgage. However, there tends to be confusion regarding whether life insurance is compulsory for getting a mortgage... Is life insurance compulsory for a mortgage? The reason…

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Life insurance for over 70's - how to find a good deal

October 25, 2018 | Posted under: Life Insurance

Life insurance for over 70’s – how to find a good deal If you are over 70, you can still take out a life insurance policy. Here we look at how those aged over 70 can find the best deal for their needs Many people aged over 70 are often surprised that they are still eligible for a life insurance policy. The good news is you are still able to get cover, the bad news for those over 70 is that your premiums can cost more than if you arranged the policy earlier in life. On the other hand,…

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Over two-thirds of people in UK do not have a life insurance policy

August 23, 2018 | Posted under: Life Insurance

Over two-thirds of people in UK do not have a life insurance policy New research shows a worrying amount of families are not financially protected should the worst happen to a parent. More than two-thirds of people in the UK don’t have a life insurance policy, as new research has found that just 30% of people have a policy. This amounts to 8.1 million households currently having some form of life insurance protection – significantly less than the UK’s total 11.1 million mortgaged…

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Changing life insurance - what you need to know before switching life insurance policies

August 16, 2018 | Posted under: Life Insurance

Changing life insurance – what you need to know before switching life insurance policies If you have a life insurance policy, it is a good idea to regularly check your cover and make sure it still reflects the financial needs of you and your family. When you take out a life insurance policy, the level of cover you opt for (how long the policy lasts for, how much it would pay out), is based on your financial situation at that time. Over time your financial commitments can change – for…

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