Archive for the 'Money Advice' category

Train delay compensation scheme and planned RMT strikes in June 2022

June 21, 2022 | Posted under: Money Advice

Train delay compensation What you need to know about the 'Delay Repay' scheme and June 2022 RMT strikes We’ve all been there, stuck on the train station platform while the voice on the tannoy informs us of ‘leaves on the line’, ‘signal failures’ or just the frustratingly vague ‘technical issues’ that have led to our trains being delayed. Rules from the Department for Transport state that any passenger whose train is delayed by 15 minutes or more will be able…

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How to find out if you have a CCJ | Credit Rating

March 25, 2022 | Posted under: Money Advice

How to find out if you have a CCJ If you can’t get any credit such as an overdraft or credit card and have outstanding debts you defaulted on paying, you may have had a CCJ in default* issued against you. Having a CCJ typically has a disastrous effect on your credit score and can result in you not being able to borrow money for at least several years. What’s more, a CCJ can even affect your ability to get a job, rent a property or pay for car insurance monthly. *A Judgment ‘in default’…

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How tenants can save money on energy bills in 2022 & beyond

February 23, 2022 | Posted under: Money Advice

How tenants can save money on energy bills Private tenants now pay an average of £1,064 per calendar month (if you include London rentals) or an average of £897 per calendar month (excluding London rentals) as of January 2022. Most renters already know that it can be cheaper to buy a house than it is to rent one. For example, Santander found that the average mortgage payment in the UK was £723 in 2018. And as reported by the Guardian, one in seven private tenants in the UK spend…

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Best UK Cashback Websites & Apps 2022

January 17, 2022 | Posted under: Money Advice

What are the best cashback sites to use when shopping online? Using cashback websites is a great way to earn money while you shop online. But which reward sites are the best to use in the UK?Bobatoo's list of the top cashback sites - your best options: Cashback Earn cashback in your spare time by completing tasks and free trials online Curve All in one money app that combines all your credit cards, debit cards, and loyalty cards in one whilst also allowing you to earn cashback from well-known…

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Christmas Money-Saving Tips

December 23, 2021 | Posted under: Money Advice

Christmas Money-Saving Tips for 2021 Christmas is always a very expensive time of year and with the constant pressure to give the best gifts, buy the most delicious food and take part in all the festive activities, the cost of Christmas can soon add up, leaving you feeling very overwhelmed. Thankfully, we pride ourselves on our expert money-saving tips and advice and in our extensive guide below, we’ve put together a list of how to save money at Christmas so you’re not feeling quite as…

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Charitable legacies - Things to consider

December 8, 2021 | Posted under: Money Advice

Charitable legacies - Things to consider Leaving a gift to a charity in a Will (known as a charitable legacy) is more popular than ever and a source of funding most large charities currently desperately rely on. Legacy Foresight predicts that charities are likely to receive £500m more in legacy income in the next five years. Whilst this forecast of a boost in legacy income is good news for charities, an increase in Will gifts is desperately needed by many charities that have reported a steep…

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Is it worth taking out funeral insurance?

August 23, 2021 | Posted under: Money Advice

Is it worth taking out funeral insurance? No one likes to think of the time when they’ll have to write a will, but if you want to ensure that you can protect your family and loved ones even after you’re gone, it’s a good idea to plan ahead and think about the best way to pay for your funeral so that you don’t leave the hefty cost of a funeral to your loved ones. You might want to consider including information about your funeral in your will, and even though it’s not…

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Why is Your Credit Score Important?

June 11, 2021 | Posted under: Money Advice

Reasons why your credit score matters When it comes to the question of whether your credit report matters, it’s safe to say that it does. More people now rely on credit for making purchases and many financial decisions now rely on whether you have a good credit score or not. There are several reasons why your credit score is so important, and it’s not just so that you’re more attractive to mortgage lenders or that you’ll be more eligible to be accepted for car loans; there…

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3 Small & Simple Ways to Take Financial Control

June 3, 2021 | Posted under: Money Advice

3 small & simple ways to take financial control According to a recent study carried out by the Current Account Switch Service (CASS),  4 in 10 people feel that finishing small tasks gives them a sense of control. While the Covid-19 pandemic has undoubtedly caused thousands, if not millions, of people to feel a huge lack of control in their lives, many people who took part in the study said that ticking some of the smaller tasks off their ‘to-do’ lists helped to get rid of this…

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Laybuy Receives Complaints After Misleading Credit Score Claim

May 27, 2021 | Posted under: Money Advice

Laybuy receives complaints after misleading credit score claim Buy Now Pay Later (BNPL) provider, Laybuy, has undergone investigation by the Advertising Standards Authority (ASA), the UK’s advertising regulator, after a complaint was made by a British consumer. Don’t know your score? Get a multi-agency credit score and report with Checkmyfile today - sign up for a free 30-day trial and cancel anytime if you don't want to pay the monthly fee of £14.99 after the trial: Check Your…

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