Archive for the 'Money Advice' category

How to Protect Your Savings from Fraud | 7 Handy Tips

November 9, 2020 | Posted under: Money Advice

How to Protect Your Savings from Fraud 7 tips to help you safeguard your money during Covid-19 While you’d like to think that tragic global events such as the Covid-19 pandemic mean that people come together in order to support one another through these difficult times, unfortunately, it appears that many fraudsters are using these trying times to prey on vulnerable people in the form of scams, phishing and hacking. Back in July 2020, Action Fraud reported some of the most common…

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How do mortgages work? A complete guide to mortgages and how to get one

October 29, 2020 | Posted under: Money Advice

How do Mortgages Work? Here's everything you need to know before applying for a mortgage... Fixed rate? Tracker? Interest only? 25 years or 30 years? Getting a mortgage can be a minefield, with important decisions to make at each turn. Our complete guide to how mortgages work is here to simplify the process for you... With the price of houses being so high, the vast majority of us will never be able to afford to buy a home with cash. Instead, we have to take out mortgages and then pay them…

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Does Klarna Affect Your Credit Score? | BNPL Schemes

September 16, 2020 | Posted under: Money Advice

Does Klarna Affect Your Credit Score? Find out how certain finance options with the Buy Now, Pay Later provider can impact your rating... Klarna, also known as Klarna Bank AB, is a Swedish bank that offers financial services to customers worldwide, and one of their main services is helping online shoppers purchase products through a finance plan which lets them pay for the items later on.  This type of payment plan is commonly referred to as ‘Buy Now Pay Later’ (BNPL), and is…

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How to improve your credit score - a guide

August 27, 2020 | Posted under: Money Advice

Your Definitive Guide to Checking a Vehicle's Insurance Status With AskMID We’re often so busy with every-day life and organising our finances that when it comes to car insurance, it’s understandable if you find yourself wondering "is my vehicle insured?" or saying "I can’t remember my car insurance company" if some time has passed since you last arranged your policy. Luckily, there is an easy and quick way of checking whether or not your vehicle is insured thanks to the…

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5 Essential Ways to Protect Your Loved Ones | End of Life Planning

July 23, 2020 | Posted under: Money Advice

5 Essential Ways to Protect Your Loved Ones For peace of mind that your loved ones will be protected when you pass away, our 5 tips should be your top 5 priorities right now. A lot has happened so far in 2020, and events such as the Coronavirus pandemic have caused many people to consider their own mortality, despite it being a difficult thing to think about. As a result, you may be wondering what would happen to your children if you were suddenly no longer here, and what would happen to your property…

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Customers Struggle to Take Out Mortgage Due to Payment Holiday Backlash

July 21, 2020 | Posted under: Money Advice

Customers Struggle to Take Out Mortgage Due to Payment Holiday Backlash During the Coronavirus pandemic, UK consumers were given the opportunity to apply for a 3-month payment holiday if they were struggling financially and finding it difficult to keep up with bills and make loan repayments due to the crisis.  Throughout the last 3 months, lenders have given more than 1 million credit card holidays to customers who were experiancing financial difficulty during the Coronavirus pandemic, in addition…

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7 Important Things to Know Before Getting a Personal Loan

July 3, 2020 | Posted under: Money Advice

7 Important Things to Know Before Getting a Personal Loan If you're unsure whether or not you should get a personal loan right now, don't miss out on our 7 handy tips!Whether you want to take out a personal loan to get a brand-new vehicle or to cover emergency expenses, there are a number of factors that you need to take into consideration before getting one.  As with any financial product, you should be fully aware of the pros and cons, the terms involved (i.e. what’s expected…

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Best UK Cashback Websites 2020.co.uk

March 26, 2020 | Posted under: Money Advice

What are the best cashback sites to use when shopping online? Using cashback websites is a great way to earn money while you shop online. But which reward sites are the best to use in the UK?Bobatoo's list of the top cashback sites - your best options: Quidco The UK’s number one cashback platform Boom25 1 in 25 chance of getting all of your shopping for free Widilo The UK's latest cashback site comes with a variety of popular online retailers to choose from, like ASOS, Topshop and…

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OVER HALF of UK Drivers are Waiting Too Long to Get a Car Insurance Quote, Wasting £100s

February 7, 2020 | Posted under: Money Advice

OVER HALF of UK Drivers are Waiting Too Long to Get a Car Insurance Quote, Wasting £100s Millions of UK drivers could be paying more for their car insurance than they need to   A study by MoneySavingExpert has revealed that more than 55% of car insurance quotes are found within a week of the car’s current policy expiring, a process which is known to increase premiums. The largest percentage of quotes are obtained within 48 hours of the renewal date, at which point, car insurance…

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2019 Was the “Biggest Year Yet” for Buy Now, Pay Later

January 29, 2020 | Posted under: Money Advice

2019 Was the “Biggest Year Yet” for Buy Now, Pay Later 2019 was the “biggest year yet” for shoppers looking to spread the cost of their online purchases over several weeks, with providers Klarna UK, ClearPay and LayBuy taking their combined number of UK users past the 7 million mark, according to the BBC. The opportunity for growth in the UK was so prominent that it even encouraged Gary Rohloff, co-founder of BNPL company LayBuy, to relocate his family from their home in New…

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