Shop securely online and stay debt free with a prepaid card

Pre paid credit cardAccording to the British Retail Consortium (BRC), December 2013 saw a record amount of Christmas shopping done online, with a whopping £11 billion being spent. That’s nearly a 20% increase from December 2012 where £9 billion was exchanged over cyber space!

Shopping from the comfort of your own home is so much easier than tackling the crowds of manic shoppers looking for the best deals and gifts around. But how safe is it using your cards online?

Online scammers often target sites frequently used over busy shopping periods. With many people using their main bank account, money can get withdrawn by online hackers and leave their victims with a stressful situation.

Prepaid Cards – a safe alternative to cash and credit cards

Prepaid cards are simple – you spend what is on there. Imagine it like a Pay As You Go mobile phone, once you have spent the money loaded onto it  you will then need to top it up with more. The important thing to remember is that they aren’t credit cards, so you can stay debt free with them, although some do offer an overdraft facility.

Using Prepaid cards to shop online

Prepaid cards are ideal for online shopping. They not only give you the freedom of budgeting but they give you the security of not being linked to your main bank account, reducing the risk of fraud. Some prepaid cards come with full fraud protection, so as long as you are using the card within the terms and conditions set by the card provider, you will be fully protected in the event of falling victim to a fraudulent online crime.

Keeping the balance amount on your card at a sensible limitenables tight budgeting. We all know how easy it is to get carried away with online spending, especially at Christmas. Set a budget and stick to it!

Bobatoo.co.uk offers The Cashplus Card. It is a 100% guaranteed card, although terms and conditions do apply. With no credit checks required, if your credit rating is poor, it will not have an impact on your chances of approval. A major advantage of a Cashplus Card is that it can be used anywhere in the world, as long as Mastercard is accepted, not just for online purchases!

Looking to grab a deal using your Prepaid Card?

Black Friday is no longer the last Friday before Christmas, oh no, it has now become an online shopping extravaganza on the 28th November, as well as “Cyber Monday” on the 1st December. Visit your favourite online retailers like Amazon, who put on a weeklong sale and even hourly deals. Ideal for using your prepaid cards, you can budget your Christmas shopping and hopefully grab more for your money.

(BRC), December 2013 saw a record amount of Christmas shopping done online, with a whopping £11 billion being spent. That’s nearly a 20% increase from December 2012 where £9 billion was exchanged over cyber space!

Shopping from the comfort of your own home is so much easier than tackling the crowds of manic shoppers looking for the best deals and gifts around. But how safe is it using your cards online?

Online scammers often target sites frequently used over busy shopping periods. With many people using their main bank account, money can get withdrawn by online hackers and leave their victims with a stressful situation.

Prepaid Cards – a safe alternative to cash and credit cards

Prepaid cards are simple – you spend what is on there. Imagine it like a Pay As You Go mobile phone, once you have spent the money loaded onto it  you will then need to top it up with more. The important thing to remember is that they aren’t credit cards, so you can stay debt free with them, although some do offer an overdraft facility.

Using Prepaid cards to shop online

Prepaid cards are ideal for online shopping. They not only give you the freedom of budgeting but they give you the security of not being linked to your main bank account, reducing the risk of fraud. Some prepaid cards come with full fraud protection, so as long as you are using the card within the terms and conditions set by the card provider, you will be fully protected in the event of falling victim to a fraudulent online crime.

Keeping the balance amount on your card at a sensible limitenables tight budgeting. We all know how easy it is to get carried away with online spending, especially at Christmas. Set a budget and stick to it!

Bobatoo.co.uk offers The Cashplus Card. It is a 100% guaranteed card, although terms and conditions do apply. With no credit checks required, if your credit rating is poor, it will not have an impact on your chances of approval. A major advantage of a Cashplus Card is that it can be used anywhere in the world, as long as Mastercard is accepted, not just for online purchases!

Looking to grab a deal using your Prepaid Card?

Black Friday is no longer the last Friday before Christmas, oh no, it has now become an online shopping extravaganza on the 28th November, as well as “Cyber Monday” on the 1st December. Visit your favourite online retailers like Amazon, who put on a weeklong sale and even hourly deals. Ideal for using your prepaid cards, you can budget your Christmas shopping and hopefully grab more for your money.