Travel insurance for pregnant women – what you need to know

Travel insuranceTaking a holiday during your pregnancy can be a nice way for you to relax and prepare for your baby’s arrival. For you to have complete peace of mind whilst on your holiday, it is important to ensure you have sufficient travel insurance which covers pregnancy should you need to seek medical attention.

Below you will find all the information you need to know about travel insurance for pregnant women. For more information on travel insurance, read our guides on Travel Insurance with Pre-existing Medical Conditions, and What is a European Health Insurance Card?


Travel insurance when pregnant – Before you travel

It is imperative that you speak to your doctor or midwife before travelling whilst pregnant, as sometimes they will advise you not to. If you were to travel against their advice, you may not be covered in the event of a medical emergency.

Airlines, cruise and other travel companies have their own pregnancy restrictions in place (for example, how far in to your pregnancy you are able to fly), so it is essential that you check these before booking a holiday to avoid being refused travel when your holiday comes around.

Most insurance companies will only cover you during the first 28 weeks of your pregnancy. The reason for these restrictions is that when in the third trimester of your pregnancy (30 weeks or more), there are higher risks of you going into early labour. However, some companies will provide full term cover, but you may need to obtain a letter from your doctor or midwife confirming your due date.

Travel insurance when pregnant – What is covered?

Travel insurance for pregnant women is similar to standard travel insurance policies in terms of what is covered.

  • Holiday and flight cancellation – this also includes having to cancel if you are unwell due to your pregnancy or if doctors or medical professionals have advised against travelling.
  • Baggage cover – if your luggage or belongings are lost, damaged or stolen, you will be covered.
  • Travel expenses – if there are any delays regarding your holiday.
  • Emergency transport – you will be covered if you need emergency transport back to the UK if you cannot travel by your pre-booked arranged transport
  • Medical treatment – You will be covered for any medical treatment needed whilst abroad. This includes going into early labour or having any complications during your pregnancy.

It is important to remember that your travel insurance policy will not cover you if you were to go into ‘normal’ labour around the time of your due date. You will only be covered if you go into premature labour or if there are any complications during pregnancy or labour.

Like all insurance policies, what is covered and the cost of the policy will vary from insurer to insurer, so it is always best to shop around and compare different companies. Here at we can help you find a great deal on travel insurance – get a quote today here: (

Tips for travelling whilst pregnant

  • Useful documents to take with you are medical notes, copy of travel insurance documents, European Health Insurance Card
  • Not all travel vaccinations are safe during pregnancy, so before booking your holiday it is best to speak to your doctor so he can advise you on which are safe to have
  • The risk of developing blood clots when flying increases when pregnant, so if you choose to travel by air you should aim to get up and move around every 15 minutes to avoid this
  • Women who are pregnant are at a higher risk of developing malaria, so avoiding countries/areas where malaria is common is recommended

For more information on travel insurance and to get a quote, visit our travel insurance quotes page now:

Travel Insurance