Tyre speed rating and load rating explained

New car tyre being fitted by mechanic

Buying new tyres for your car is not really a job we tend to look forward to. However, as the tyres are the only part of the car that makes contact with the road, it’s worth putting a bit of time in to understand what you need and make sure you get the right ones.

Before you buy new car tyres you need to know what size tyre is fitted to your car. This is printed on the outside wall of the tyre along with a lot of other useful information. Usually, it is printed in raised lettering but on some tyres it can be hard to spot at first glance.

This is what you are looking for:

raised lettering on a car tyre

In the above example, the tyre has the lettering: 245 / 40 R18 93W.

This tells us the size of the tyre as well as both the load rating and speed rating:

  • 245 is how wide the tyre is in mm
  • 40 is the tyre’s side profile as a % of the width (the smaller the number the lower profile the tyre)
  • R18 relates to the diameter of the wheel (in inches) that the tyre will fit
  • 93 is the tyre’s load rating (see below)
  • W is the speed rating of the tyre, so you can match the top speed of the car with that of the tyre (see below)

Tyre speed rating

The speed rating of the tyre is the last letter listed on the sidewall, which indicates the maximum speed that the tyre is legally approved for.

Below is the top legal speed (in mph) for each of the letter ratings:

  • N: 87mph
  • P: 93mph
  • Q: 99mph
  • R: 106mph
  • S: 112mph
  • T: 118mph
  • U: 124mph
  • H: 130mph
  • V: 149mph
  • Z: 150+ mph
  • W: 168mph
  • Y: 186mph

The speed rating system uses the European standard of kilometres, which is why when shown in mph as above they seem to go up in strange increments. As a general rule, the difference between each letter tends to be about 6mph.

Tyres that are wider and have a larger diameter have higher speed ratings as they tend to be fitted to high-performance cars that are designed to reach higher top speeds.

Knowing the speed rating that is required for your car is important, as it is not only dangerous to fit cheaper, lower-rated tyres to your car it can also affect your car insurance.

Tyre load rating

The load rating score tells you the weight the tyre can carry, and is the number listed before the letter that designates the speed rating.

As with the speed rating, it is essential that you check the load rating and make sure you get the correct tyres for the weight of your car.

The following table outlines the capacity for each of the load rating scores in kg:

Load rating Load in kg
62 265
63 272
64 280
65 290
66 300
67 307
68 315
69 325
70 335
71 345
72 355
73 365
74 375
75 387
76 400
77 412
78 425
79 437
80 450
81 462
82 475
83 487
84 500
85 515
86 530
87 545
88 560
89 580
90 600
91 615
92 630
93 650
94 670
95 690
96 710
97 730
98 750
99 775
100 800
101 825
102 850
103 875
104 900
105 925
106 950
107 975
108 1000
109 1030
110 1060
111 1090
112 1120
113 1150
114 1180
115 1215
116 1250
117 1285
118 1320
119 1360
120 1400
121 1450
122 1500
123 1550
124 1600
125 1650
126 1700

Car insurance deals

Get a free quote and save money on car insurance with Bobatoo

Get a quote

Or see: