Blog

Will travel insurance cover flight cancellation?

Will travel insurance cover flight cancellation?

April 14, 2022 | Posted under: Travel Insurance

Will travel insurance cover flight cancellation?No one likes to book a holiday thinking that their plans will change and they’ll have to cancel their flights and other associated holiday costs, but sometimes it cannot be helped. In our guide below, we explain how to get a refund for cancelled flights on your travel insurance policy and whether you can actually get travel insurance for flights. Can I get a refund on my travel insurance if my flight is cancelled? Travel insurance is there to…

Read more »

Freehold vs leasehold

Freehold vs leasehold

April 13, 2022 | Posted under: Home Insurance

Freehold vs leaseholdThe type of home insurance policy you need will depend on, amongst other things, whether a property is a freehold or leasehold property. But what exactly does the conveyancing jargon ‘‘freehold’ or ‘leasehold’ mean in layman’s terms? And what’s the difference between freehold and leasehold? Here’s everything you need to know about leasehold vs freehold. Find a great deal on home insurance today Skip to: What does freehold mean? What…

Read more »

Do you need private or commercial van insurance?

Do you need private or commercial van insurance?

April 12, 2022 | Posted under: Van Insurance

Do you need private or commercial van insurance?Ensuring you have the correct type of insurance for your van is essential as, amongst other things, should you have an accident while driving your van for business purposes, but you only have domestic use cover, you could invalidate your insurance. Here’s a comprehensive guide to the different types of van insurance you may need and what they cover. Skip to: What is classed as a commercial vehicle? What is the difference between private van insurance…

Read more »

Can I get home insurance without a completion certificate?

Can I get home insurance without a completion certificate?

April 11, 2022 | Posted under: Home Insurance

Can I get home insurance without a completion certificate?A completion certificate is an official document issued by a local authority’s building control department which confirms building works to a property have been carried out satisfactorily and safely, in accordance with building regulations. When you sell, buy, mortgage or insure a property that has had some type of building work done that may have required compliance with building regulations, you may encounter problems if there is no…

Read more »

Car security systems and your insurance

Car security systems and your insurance

April 7, 2022 | Posted under: Car Insurance: The Latest News, Tips and Advice.

Car security systems and the price of your insuranceMaking sure your motorcar is as secure, safe and traceable as possible by having an insurer-approved car alarm, immobiliser or GPS tracker fitted can help reduce the cost of your car insurance premiums. However, not all main UK auto insurers will offer you anti-theft discounts. For example, LV doesn’t offer a discount for vehicles installed with an alarm, immobiliser or tracker. So if you own a super secure motorcar that has an insurer approved…

Read more »

Are you paying too much for your travel insurance?

Are you paying too much for your travel insurance?

April 7, 2022 | Posted under: Travel Insurance

Are you paying too much for your travel insurance?Unlike car insurance, for example, in which you’re legally required to have at least the minimum amount of cover (third-party only), travel insurance isn’t a legal requirement for travelling. However, it’s definitely something you should have for your own peace of mind. Since the Covid-19 pandemic, people have become more worried about the possibility of needing to make a claim while travelling and many people are wondering whether…

Read more »

Easiest ways to reduce the cost of your home insurance

Easiest ways to reduce the cost of your home insurance

April 7, 2022 | Posted under: Home Insurance

Easiest ways to reduce the cost of your home insuranceHouse insurance helps protect your pocket from costly damage caused to your property or its contents from incidents such as fire, flooding or theft. So how much is home insurance and how can you get cheap deals? As average house insurance costs continue to rise, here are 10 simple measures you can take to get cheaper insurance for your home and its contents. Compare quotes 3 weeks before renewal Only pay for the cover you need Pay annually rather…

Read more »

How long does my life insurance need to last?

How long does my life insurance need to last?

April 4, 2022 | Posted under: Life Insurance

How long does my life insurance need to last? Arranging life insurance is a serious business that requires careful consideration to ensure you get the right policy for the right length of time, but without paying over the odds. So where do you start? First and foremost you need to decide who the beneficiary of a policy should be. Do you want a life insurance policy to pay off your mortgage should you die unexpectedly or fall critically ill? Or, do you want a whole life policy that is guaranteed to…

Read more »

Can you get life insurance for your parents?

Can you get life insurance for your parents?

April 4, 2022 | Posted under: Life Insurance

Can you get life insurance for your parents?Not all parents will die solvent and some children will take on the burden of a parent’s debts or outstanding bills when they pass. If a parent with debt has made no provision to pay for their own funeral and/or perhaps all of their assets and savings are being gobbled up by care home fees, you may want to consider taking out life insurance for parents. But can you buy life insurance for someone else? Here’s what you should know. Skip to: Can…

Read more »

Driving without due care & attention | Dangerous driving

Driving without due care & attention | Dangerous driving

April 1, 2022 | Posted under: Car Insurance: The Latest News, Tips and Advice.

Driving without due care and attentionAs innocent as it may seem to some drivers, eating or drinking behind the wheel or tuning in your car radio while driving is a driving offence in the UK called ‘driving without due care and attention’, also known as ‘inconsiderate driving’ or ‘careless driving’. The law defines careless driving as “allowing the standard of driving to fall below that of a competent and careful driver” and, if caught, you could receive…

Read more »