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What is a car warranty in the UK? - New car warranty vs extended car warranty
There are typically two main types of car warranty: new and extended.
A new car warranty is one which comes when you buy the car new. It is provided by the manufacturer, but the length of your warranty cover will vary from anywhere between two and seven years – there is usually a mileage cap, too, meaning your warranty expires after exceeding a set mileage.
A new car warranty starts from the day it is first sold, so if you have bought a relatively new second-hand vehicle then you might still be able to benefit from the manufacturer’s warranty as most allow them to be transferred to a new owner – just make sure that your MOT and service history is kept up to date.
An extended car warranty can be purchased either from the manufacturer, a used car dealer or a specialist third-party car warranty provider. This can come in handy if your car’s warranty is limited, set to expire or already passed its expiry date, which is often the case when buying a used vehicle.
It is important to remember that a cheap car warranty isn’t always the best – in fact, in most cases, cheap car warranties fail to cover you against damage to some crucial aspects of your vehicle.
Got a question about car warranties?
What does warranty cover on my car?
So you know the two main types of cover, but what is covered under car warranty?
As a rule of thumb, you should expect your vehicle warranty to cover all mechanical and electrical faults, as well as rust damage for at least three years (some manufacturers over up to 12 years).
The only thing which isn’t typically covered by a comprehensive car warranty is wear and tear, which includes tyres, windscreen wipers, brakes and clutches – of course, if there is a fault with any of these that is not caused by wear and tear, then you should still be covered.
As always, be sure to check the terms of your car warranty policy to see what you are and are not covered for – this can vary depending on when you bought your warranty and who you bought it from.
How much is a car warranty in the UK? – How much does an extended car warranty cost?
The original manufacturer’s warranty on a car is usually included in the price of the vehicle, but you’ll have to fork out a little extra if you want an extension.
Buying an extended car warranty from the manufacturer is likely to cost more, but there is little doubt that the cover you are provided with is of a great, comprehensive quality. Manufacturers usually offer different levels of cover, so your car warranty quote will also depend on this – for example, BMW offer ‘comprehensive’, ‘named component’ and ‘driveline’ car warranty cover on their vehicles.
The cheaper option is usually to go via third party car warranty companies, who offer a range of motor-related services. Simply enter your registration number after tapping the green button at the top of this page and enter a few basic details. After that, you’ll be given a personalised quote for your potential used car warranty.
Is the extended warranty on a car worth it?
Outside of car insurance, an extended car warranty is without doubt the best way for motorists to protect their vehicles – but with cars becoming more and more reliable, are these warranties worth it?
The best car warranty will provide basic cover, as well as extras like battery replacement, unlimited claims, overnight accommodation or car hire, but a comprehensive policy which offers such benefits is not likely to come cheap.
Like with any other insurance policy, you pay for it in the hope that it never comes into use – but if it does, you’ll be glad you’ve got a policy in place. For peace of mind alone, a basic car warranty might be worth its weight in gold for many drivers and, if things do go pear shaped, the money saved on repairs could potentially outweigh the cost of the warranty.
How can I check my car warranty in the UK?
The best and easiest way to check your car warranty is by using an online tool, like the one featured at the top of this page, which will let you know in a matter of seconds whether or not your car is covered.
Simply scroll to the top of this page, tap or click the green button, enter your registration number and email address to find out whether or not you need to take out an extended car warranty on your vehicle.