Coronavirus Survey Results and Statistics (UK)

What are the nation’s main concerns surrounding the impact of Covid-19? We asked, you answered. Get the latest UK stats here…

See: Key Findings

Questions asked:

  • How worried are you about the Covid-19 outbreak?
  • Has your health been affected by Coronavirus?
  • What other related health concerns do you have?
  • Has your job been affected by the pandemic?
  • What are you worried about the most?
  • Do you have savings to help you cover necessities?
  • Have you claimed for financial help since the outbreak?
  • Do you have any credit cards?
  • Are you concerned about paying off any credit card debt?
  • How much credit card debt do you currently have?
  • Is your credit lender helping you with payment holidays or extended overdrafts facilities?
  • If you're renting a property, has your landlord given you a payment holiday?
  • If you own property, are you currently receiving a mortgage payment holiday due to Coronavirus?
  • Do you have any insurance policies?


There is no doubt that the Coronavirus pandemic has caused thousands of people to feel panic and distress during the last few months; not only in terms of health and the loss of loved ones, but many people are facing financial upheaval as a result, too.

Over a two-week period (between March 30th and April 13th 2020), we asked people in the UK a range of questions to see how the nation is getting on during these unprecedented and financially difficult times.

Here are our key findings and Coronavirus statistics (UK):


Despite 90% of people being worried about Covid-19, the UK remains a selfless nation

We asked how worried people currently are about the Coronavirus pandemic and the impact it’s having on them.

The majority of respondents said that they are worried in some way, whether that’s slightly or very concerned about the pandemic, with just 10% of people saying that they are not worried about it, if at all.

How worried are you about the Coronavirus outbreak in the UK?

We then asked what people were worried about the most, and understandably, the predominant concerns are health and finances, but not just regarding themselves; only 6% of people we asked are worried about their own health and wellbeing - they are more concerned about that of their family’s (47%), showing that the UK remains to be a nation of carers and selfless people, particularly during such unprecedented and difficult times.

Of the people we asked, 20% said they are concerned about a loss of income and not being able to pay monthly expenses such as bills and rent, with almost half of these applying for a mortgage payment holiday from their lender.

What are you worried about the most?

Thankfully, the government has been putting financial schemes in place to help relieve the burden for those who are employed or self-employed and have been affected as a result of the crisis, in addition to a lot of banks and lenders that have made significant changes to help out their customers.

Read our related, helpful guides for more information:


Just over 30% said their jobs have been affected - Roughly 50% of those are currently out of work

Has your job been affected by Coronavirus?

We asked entrants if their occupation had been impacted as a result of the Coronavirus outbreak, and 31% of people said that their job had, with workers having been made redundant, lost their job temporarily or made a furloughed employee while the UK recovers from the crisis.

A little over half of our survey respondents told us that they are able to work from home (52%), suggesting that roughly 1 in 5 of employees are are able to continue earning and keeping on top of their expenses and outgoings.

If you’re currently working from home, read our 6 handy tips on how to stay motivated during lockdown, and if you’re currently off work due to Covid-19, read our financial guides mentioned above.


Half the nation to be financially hit, as 50% of people don’t have enough savings

We asked if people have enough money saved up to help cover necessities during the coronavirus pandemic, and a total of 50% said that they either have no savings at all, or some savings that will get them through just one month.

Do you have saving to cover necessities during the pandemic?

If you are struggling financially because your job has been affected and you do not have enough savings to get by, you may be eligible to receive financial help from the government. Visit the GOV.UK website for more information, or read about the ways you can get relief on your finances in our guide here.

It may be a good idea for you to start looking into savings accounts if you don't already have one, or want a better one, and compare banks to see what incentives they offer - some will give you a cash back bonus for switching to them and being a new customer. See our guide on the best bank accounts that offer Cashback and switching bonuses.

Other banks also offer quirky, useful ways to save, such as online challenger bank Monzo’s Coin Jar that helps you save without realising and Savings Pots that you can create yourself on the app - read our full Monzo review here for more information.

You could also start putting some budgeting and savings plans into place for when we do eventually recover from this pandemic, to help make sure you have sufficient savings in place for any future emergencies.


67% of people have one or more credit cards, but are Brits money-savvy or over-spenders?

While this statistic may suggest that the majority of people are reckless spenders and are up to their eyeballs in credit card debt, this isn’t necessarily true.

80% of people who have one or more credit card have less than £1,000 owing on them, suggesting that people are using it little and often, and solely for necessary and essential purchases during these tough times.

How much credit card debt do you have?

Surprisingly, 32% of people with credit cards said they do not know if their credit card lender is offering help and relief on payments. This either suggests that people do not currently need financial help to pay off their credit card debt as they are managing it fine on their own, or they do need help but haven’t yet contacted their providers!

If you are struggling to pay off your credit card, you must contact your lender as soon as possible to discuss your options - they should be able to help you if you've been financially impacted due to Covid-19.

READ MORE: What does Coronavirus mean for credit card debt?


64% of people do not yet have payment relief on mortgages or rent

Of the people who are renting a property, 35% either have to continue paying their rent because they are not being offered relief from their landlord, or they have not yet discussed it with them.

Is your landlord giving you a payment holiday?

Of those who own a property, 29% said they haven’t yet applied for a mortgage holiday or their lender isn’t offering relief on payments, known as ‘payment holidays’.

Are you receiving a mortgage holiday?

People who have not yet enquired about holiday payments should contact their lender as soon as possible if they require financial assistance as a result of coronavirus, and renters must try to contact their landlord at the soonest opportunity to discuss getting relief on their rent - kindly explain your situation and how Covid-19 has impacted your finances, making it nearly impossible to keep up with payments.

If your mortgage lender or landlord is not providing help, there may be other ways in which you could get financial support. Read our guide: Can I get financial help if I’ve been affected by Coronavirus?


Around 6 in 10 people in the UK are financially at risk as 64% of people do not have insurance

64% of people do not have insurance

Our survey results also showed that 64% of people do not have any life insuranceunemployment coverincome or mortgage payment protection policies in place, essentially meaning that approximately 6 in every 10 people in the UK are financially at risk should something go wrong.

This means that if they were to pass away, their partner or loved ones would face having to pay off the deceased’s mortgage and other expenses after they’re gone, or if they become too ill to work, they may not have any financial backing to help support themselves during the time they need to recover, so they will endure more stress on top of their illness.

Having the right insurance policy allows you can to make sure things like your mortgage and bills are covered should anything happen to you (only 2% of our entrees had a mortgage protection policy!), or you experience financial instability in the event that you become critically ill.

Look at Bobatoo’s pages below for more information or to get cheap, instant quotes today:

Another way in which you can protect yourself, your money, property and other assets in the event of your death is by writing a will, which can be done at an affordable cost (as little as £39.99) with many reputable online will-writing services.

Read our definitive guide to cheap online wills and see why it's important to have one. Alternatively, read our Coronavirus news article about the surge in the will-writing industry since the outbreak.

Finally, Bobatoo would like to thank everyone who completed our survey and took part in our £100 Amazon eGift voucher competition! You can find a list of all the UK coronavirus statistics and key findings from our survey below.

Keep your eyes peeled for future competitions with us!

Coronavirus Stats UK - Key Findings

90% of people said they are worried in some way by the Coronavirus outbreak

20% of people say they are worried about loss of income and not being able to pay bills, with almost half of these applying for a mortgage payment holiday

6% of people are worried about their own health and well-being, with 47% more worried about their family

31% of people said their job has been affected due to Coronavirus, with 50% of those currently out of work

52% of people are able to work from home during the Covid-19 crisis

50% of people do not have enough savings for necessities during the pandemic (either none at all or enough savings for just one month)

67% of people have one or more credit cards to pay off

80% of people with credit cards have less than £1,000 owing on them

64% of people said they do not have any life cover, unemployment insurance, income or mortgage protection policies, meaning that around 6 in 10 people are financially at risk

64% do not have payment relief on mortgages or rent yet