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John Lewis car insurance review

5 star Defaqto rated

Up to 75% No Claims Discount

Save up to 15% online

Free replacement car

John Lewis car insurance

John Lewis car insurance is one of only a handful of car insurers that is recommended by Which? It also has a 5-star rating with Defaqto and has been rated as ‘gold-standard’ by Fairer Finance.

Although it is best known as a high-street department store, John Lewis also offers a wide range of financial products for consumers, such as home insurance, pet insurance and travel insurance.

John Lewis has also become a popular choice for car insurance, offering a lot of benefits and policy features to motorists.

Like all top car insurance providers, John Lewis offers the three main policy levels: Third Party Only; Third Party, Fire and Theft; Comprehensive.

As all the policy benefits and features are included in John Lewis’ comprehensive insurance policy, we’ll focus on that one.

To learn more, read our guide: What does ‘third party’ and ‘comprehensive’ car insurance actually mean?

John Lewis aims to provide a high quality service to its customers, so their policies are aimed at people who don’t mind paying that little bit extra for better service and better policy features.

Their comprehensive policy therefore comes with a wide range of benefits, including:

  • Replacement Car* provided as standard (for up to 30 days)
  • Misfuelling cover
  • Vehicle ID theft cover
  • Windscreen cover
  • Personal belongings cover
  • Personal accident cover

As well as this, John Lewis also offers some optional extras:

  • Legal protection
  • Excess protection
  • Breakdown cover

Another attractive feature from John Lewis is their No Claims Discount, which allows for up to 75% off the cost of premiums if you have up to nine years of no claims.

John Lewis car insurance is currently offering a discount of up to 15%, exclusive to new customers who purchase a car insurance policy online. You can obtain a quote by visiting their website.

With an attractive No Claims Discount, a host of policy benefits and an online discount, it’s no surprise that John Lewis car insurance is growing in popularity amongst a certain type of driver.

How much does John Lewis car insurance cost?

As with all car insurance companies, the amount you pay for a premium from John Lewis will depend on a host of different factors, including:

  • Your age
  • History of no claims
  • Make and model of your car
  • Your address
  • Where you park the car at home (on the road, driveway, garage etc…)
  • What you use the car for (commuting, driving for work etc…)
  • Annual mileage

As John Lewis make a commitment to providing a high quality customer experience, their comprehensive policies tend to be on the more expensive side.

However, if you have a good claims record then you can access their full range of benefits for cheaper thanks to an attractive No Claims Discount rate.

John Lewis car insurance online reviews

See below for the latest ratings for John Lewis car insurance from the online customer review company’s…

Review companyRating (out of 5)
Trust Pilot2
Reviews.co.uk3
Smart Money People3
Review Centre2
Average2.5