RescueMyCar review

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Unlimited callouts

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Overview of RescueMyCar

RescueMyCar is a branch of breakdown cover provided by NCI Insurance, founded in 2000 to help motorists find an alternate option to well-known breakdown cover providers like the AA and RAC.

They pride themselves on offering competitive prices and quality customer service, while also offering a comprehensive range of products to meet the needs of all breakdown cover consumers.


>>> Get a FREE breakdown cover quote with RescueMyCar <<<

 

Breakdown insurance packages - what they offer

RescueMyCar offer four core levels of emergency breakdown cover:

  • Local
  • National and home (with excess)
  • National and home (without excess)
  • European

They offer cover for individual vehicles as well as personal cover.

Their cover is for cars, motorbikes and light vans, and RescueMyCar allows you to tailor your policy to suit your needs, ensuring that you only pay for the services that you want.

Rescue 1 – Local Breakdown Cover

RescueMyCar’s cheapest breakdown cover (and the most basic) is their ‘Rescue 1’ policy which comes with roadside assistance which will allow for a mechanic to tend to your car at the side of the road if you break down more than a mile away from your home.

If the mechanic can’t fix your car at the side of the road within an hour, they will take you, your car and any of your passengers to a local garage, your home or a destination of your choice (within 10 miles).

You get unlimited callouts, but are required to pay an excess fee of £40 if you need to arrange assistance.

Rescue 2 – National and Home Breakdown Cover (with excess)

Similarly to Rescue 1, this policy will grant you access to a mechanic to fix your car at the roadside in the event of a breakdown as well as transport to a nearby garage – in this case though, if the local garage provides you with the relevant repairs, RescueMyCar promise to either recover you and your vehicle to your chosen destination in the UK or provide you with alternative transport or overnight accommodation.

Another benefit of this upgraded level of cover is that, if you break down at (or within a mile of) your home address, you will still be able to request assistance from RescueMyCar – perfect for those frosty mornings when your car simply will not start!

The £40 excess fee still applies when requesting assistance.


Read more: What to do if you can’t afford to pay your excess?


Rescue 3 – National and Home Breakdown Cover (without excess)

A ‘Rescue 3’ policy with RescueMyCar is essentially identical to a ‘Rescue 2’ policy, the only difference being that you won’t need to pay the £40 excess fee in the event of a breakdown.

This might be a good option for you if you believe that you are likely to need assistance across the year as, despite the policy being slightly more expensive, you will save money in the long run by avoiding an excess payment.

Rescue 4 – RescueMyCar European Breakdown Cover

Planning to take your vehicle across the continent? A ‘Rescue 4’ or European Breakdown Cover policy will allow you to do just that, with the extra protection of a fully comprehensive breakdown cover to help you along the way.

RescueMyCar’s European Breakdown Cover is available on either an annual or single-trip basis, with short-term breakdown cover in Europe available for 5, 9, 17 or 24 days.

You will also be able to use this cover while in the UK, but only within the dates that you have selected – if you want UK cover all-year-round as well as European cover, you should opt for an annual policy.

RescueMyCar Key Cover

An optional add-on to all RescueMyCar emergency breakdown cover policies is key cover, which provides up to £1,500 worth of cover for any lost, stolen or damaged car keys, as well as any keys for private property, like your garage or office.

RescueMyCar’s key cover can be added to any of their policies for as little as £19.99.


>> Get cheap breakdown cover with RescueMyCar <<<


 

Other benefits

RescueMyCar's website homepage

Alongside their promise of comprehensive breakdown cover, there are a few benefits and advantages which make RescueMyCar standout from the crowd.

These include:

  • An aim to reach all callouts within 40 minutes
  • The ability to tailor your cover to suit your needs
  • Highly competitive pricing
  • Access to a FREE accident management service
  • A 24/7 call centre, based in the UK
  • More than 75% of breakdowns fixed at roadside

>>> Get a FREE quote with RescueMyCar <<<


 

How much does RescueMyCar breakdown cover cost?

The prices of the policies offered by RescueMyCar can vary, depending on your specific requirements.

Rescue 1 - Local Breakdown Cover

Roadside assistance

Recovery to a local garage

£40 excess

From £16 per year

 

Rescue 2 - National and Home Breakdown Cover (with excess)

Roadside assistance

National recovery if your vehicle can't be fixed at a garage

Cover within a mile of your home address

£40 excess

From £20.99 per year

 

Rescue 3 - National and Home Breakdown Cover (without excess)

Roadside assistance

National recovery (as above)

Covers you within a mile of your home address

No excess

From £28.49 per year

 

Rescue 4 - European breakdown cover

Comprehensive breakdown cover across Europe and the UK

From £35.27 per year

 

RescueMyCar: The pros and cons

Pros

  • Unlimited Callouts
  • 94% customer satisfaction rating
  • 5 Star Defaqto Rating
  • Over 17 years of experience
  • Over 4,000 recovery vehicles nationwide
  • Competitive pricing

Cons

  • No option for multi-car breakdown cover
  • No option for breakdown cover for businesses
  • No smartphone app

FAQs

Am I covered if I have an accident?

Yes – if you have an accident while on UK soil, you can contact RescueMyCar 24/7 and they will assist in the recovery of your vehicle.

If you weren’t at fault for the accident, they will also help to recover any losses which your insurance doesn’t cover and arrange a for you to receive a hire car.

When does my breakdown cover start?

If you have chosen for your breakdown cover to begin immediately, you will be covered precisely 24 hours after your purchase – alternatively, you can arrange for your emergency breakdown cover to begin on a date of your choice.

Can I cancel my RescueMyCar breakdown cover?

As per UK law, you have 14 days from the date of purchase within which you can cancel your breakdown cover policy and receive a full refund, as long as you have not made a callout.

If you wish to cancel your breakdown cover after the 14 day cooling-off period, you will not receive a refund.

Can I use the service if I don’t have a policy?

cover policy. However, this comes at a premium of at least £100. Non-members will get access to a mechanic for 1 hour and mileage charges up to 20 miles.

Does my policy automatically renew?

Yes – your RescueMyCar breakdown cover policy will renew automatically when your current deal expires, using the payment methods you originally paid with. You will be notified about any changes to your policy and premium prior to your renewal date, giving you ample time to cancel.

Can I modify my membership?

Yes – your membership can be upgraded or downgraded either at renewal or at any time during your period of cover. You cannot make changes which will provide cover for an incident that has occurred previously.

Is there an age limit on vehicles covered?

In the UK, RescueMyCar will only cover vehicles aged 25 years and below. Across Europe, this threshold is reduced to 16 years.

Am I covered for running out of fuel with breakdown cover?

Yes, but only in certain circumstances. You will be covered if you have run out of fuel because of an electrical or mechanical fault, but not if you simply forget to fill up.

 

Customer experience - RescueMyCar reviews

Websites like Trustpilot allow customers to gauge the quality of service offered by a wide range of companies by reading reviews from customers who have bought their products previously.

From more than 6,100 verified reviews on Trustpilot, RescueMyCar average a 4 .5 star rating, with 87% of reviewers rating them as either ‘great’ or ‘excellent’

 

RescueMyCar rating on Trustpilot

 

As you would expect, many of the positive reviews are in relation to RescueMyCar’s competitive pricing strategy, while many have also commented on the pleasant and helpful service provided at the point of breakdown and the ease of managing a policy both online and over the phone.

Some customers have stated their disappointment that RescueMyCar do not have a smartphone application, while some were frustrated that – even after breaking down in an unfamiliar area – they had to designate a local garage to be recovered to.

When looking at customer reviews, it is crucial that you acknowledge that each customer’s experience with a company is likely to be different – be sure to read a wide range of reviews, rather than just individual ones to work out an average.

Ratings (out of 5)

Trustpilot – 4.5

Reviews.co.uk – 2

SmartMoneyPeople – 5

RescueMyCar – 4

Average: 3.9/5

Expert Ratings

Defaqto
  • 5 star for Breakdown Cover when you select Rescue 3 with Key Cover
  • 4 star for Breakdown Cover when you select Rescue 2 with Key Cover
  • 3 star for Breakdown Cover when you select Rescue 1 or Rescue 2

What happens if I break down? – How to contact them

If you have a breakdown cover policy with RescueMyCar, you should contact them on their emergency phone number:

  • 01423 535 795 (when prompted, select 1 and then 1 again)

If you’d like to make an amendment to your policy, you can email RescueMyCar via the ‘contact us’ page on their website, or alternatively use your RescueMyCar login to access your account online.

Breakdown cover with RescueMyCar

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