Simple and basic wills

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Making a will can be a confusing, complicated and frankly, quite scary process. It’s the last thing you want to think about, but at the same time, it’s one of the most important things you can do to secure your family’s future when you’re no longer here.

There a number of different types of will – joint wills, mutual wills, privileged wills and more – but many people just want one, simple document which makes clear who you want to be left with your treasured belongings.

If this sounds like you, then you need a basic will.

>>> Get your will today <<<

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What is a basic will?

A basic will, sometimes known as a simple will, is a legal document which defines what you want to happen to all of your possessions and belongings when you pass away.

Without a will, your belongings will be passed on under the Intestacy Rules put in place by the government, which is unlikely to be in line with your wishes.

What is in a basic will?

Within a basic last will and testament, you will state:

  • Who your possessions are passed down to
  • Who gains ownership of any property
  • Who will take care of your children
  • Who will take care of your pets
  • Who will receive any specific gifts
  • Who will take responsibility of carrying out your wishes (the executor)

Need to make a will? Read Bobatoo's useful guide here!

Is a basic will right for you?

In general, a basic will should be enough for you if your estate is of relatively little value and you believe that the handing over of your assets should be a relatively straight forward process.

For example, you can use a basic will to nominate individuals (such as your spouse or children) to take on your wealth when you pass away. In the same document, you can state who you would like to gain parental responsibility of your children until they reach adulthood, if you and their other parent die at the same time.

If your estate is valued at less than £325,000 then your beneficiaries will not be required to pay inheritance tax, meaning that you will not need to take extra steps to extra steps to avoid it.

Bob’s Tip: What is considered an estate when someone dies? Your estate includes any property or business you own, as well as your investments, bank balance, vehicles and any potential life insurance payouts. When your estate is inherited by a beneficiary, they will be required to pay inheritance tax on its value if it exceeds £325,000. For tips on how to avoid inheritance tax, read Bobatoo’s guide here.

The benefits of using a solicitor when writing a will

With a range of DIY will kits and free will templates in the UK, many people ask the question: do I really need a solicitor to write a will?

The answer, legally, is no, but it is strongly recommended – particularly when you can have a simple will written with will writing services like Wills.Services.

The benefits of using a solicitor when writing a will are:

  • Extra protection – solicitors are regulated, meaning that you can make a complaint if anything goes wrong.
  • Less mistakes – wills are complicated and mistakes are easily made when you don’t have the guidance of a solicitor.
  • Safe storage – after writing your will, your solicitor will probably offer to securely store it.
  • Avoid complicated jargon – inheritance laws can be extremely confusing, but your solicitor will know them off-by-heart and can explain them to you in layman’s terms.

Make your will online – protect your family

The cost of making a will can put some people off, but you can start the process of writing your basic will in seconds with Wills Services from only £29.99. Their specialist solicitors will be on-hand to make sure that you don’t miss out any important details, allowing you to focus on enjoying your life, knowing that your loved ones are financially protected.

To get your basic will, visit Wills.Services today by clicking the button below.

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