Tempcover Review | Short-Term Cover in 2 Minutes | Bobatoo
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TempCover Review

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What is Tempcover?

Tempcover is a car and van insurance broker that was founded in 2006, with insurance specifically designed to suit drivers who need cover for shorter periods, without the annual, costly commitment.

Tempcover is arguably one of the best temporary insurance brokers in the UK, due to the wide variety of specialist policies and providers it has to offer online - there is cover available to suit all types of drivers and situations.

In addition to covering cars and vans, they also offer more specialist insurance for:

  • Motorcycles
  • Drivers with convictions
  • Impounded vehicles
  • Imported cars

TempCover prides itself on using the most innovative methods and technology to provide affordable temporary car insurance at an ‘unbelievably fast’ rate, with the ultimate aim of saving people time and hassle, so they can get motorists back on the road instantly and legally.

In 2017, TempCover won The Queen’s Awards for Enterprise and Innovation, as well as others listed on their website, and they are registered with the FCA, showing that it is a legitimate car insurance company and one that can be trusted.

Tempcover car insurance products

Temporary car insurance

This is Tempcover’s main car insurance product and customers get to choose how long they want their policy to last, whether that’s for 12 hours, 1 week or 1 month.

When purchasing short-term cover through them, you can expect the following:

  • Fully comprehensive cover
  • Your no claims bonus (NCB) won’t be impacted
  • Customise your policy so that it suits your exact needs
  • Choose the exact minute you want your short-term cover to begin

Temporary van insurance

Understandably, many people might not be able to afford to buy a brand-new van, so borrowing one for a short period of time is a popular option. For example, you may need cover for just one day so that you can move your belongings to a new house.

Whether you need van insurance for 1 or 28 days, Tempcover has a range of insurers to help you find the perfect policy for you.

Van hire and reward insurance

Tempcover also offers this specialist type of policy for van drivers who may need to move someone else’s items as part of their business, or carry out other business-related duties.

This includes insurance for:

  • Couriers
  • Haulers
  • Moving furniture
  • Taxi drivers

Tempcover works with a wide range of British insurers, so you can be sure to find cover for a range of van types and a temp van insurance policy that suits your situation.

Temporary motorbike insurance

Tempcover understands that motorcyclists might not want to fork out the high cost for annual insurance if they only use their motorbike temporarily, offering short-term policies that cover bikers from 1 day to one week.

When looking for a temporary bike insurance policy, Tempcover only offers fully-comprehensive cover as standard, so you can rest assured that you’re financially protected for all eventualities.

Tempcover reassures drivers that their no claims discount (NCD) will be protected, which will help to save money on car insurance in the future.

Learner driver insurance - 1 month or 1 week

Getting car insurance for new and younger drivers can be notoriously expensive, with annual premiums reaching well over £1,000.

Tempcover thankfully provides a cheaper alternative; provisional car insurance for drivers who are practicing and learning to drive.

When comparing learner driver quotes with Tempcover, some insurers may offer cover for up to 3 months while you’re practicing for your test or simply driving a vehicle for the first time.

Impounded vehicle insurance

Generally, insurers that provide annual cover will not provide policies to drivers who have an impounded vehicle due to the high-risk factor that comes with it.

Tempcover offers a specialist policy for impounded vehicles that lasts for 30 days, giving you plenty of time to get your vehicle released before driving off again.

Convicted driver’s Insurance

Motorists who have driving convictions will find it difficult to get car insurance, especially at a low cost, as insurers are less inclined to cover high-risk drivers for obvious reasons.

Luckily, Tempcover offers specialist insurance for drivers who have motoring convictions so you don't have to struggle getting covered.

Drive away insurance

This type of cover is suitable for drivers who’ve just purchased a brand-new car and need short-term insurance to be able to drive it home straight away, until they can purchase an annual policy.

Getting this type of policy with TempCover can’t be any easier - it’s flexible and can be arranged in minutes by entering some basic personal details.

Student temporary car insurance

Students who want to be able to drive around during term time or holidays can get also specialist cover with Tempcover.

How much does insurance cost with TempCover?

When it comes to working out the cost of temporary car insurance, the cost is calculated based on a number of factors and depends a lot on the personal details of the individual driver purchasing cover.

As it’s hard to give an exact cost, here are two real-life examples to give you an idea of short-term insurance quotes from Tempcover:

Example 1 - Temporary car insurance (2 days)

Driver details: Female aged 30

Vehicle details: Volkswagen Polo SEL TSI

Duration: 2 days

Policy type: Fully comprehensive

Cost £53.99


Example 2 - Temporary van insurance (1 week)

Driver details: Male aged 28

Vehicle details: Vauxhall Combo 1700 DI

Duration: 1 week

Use of vehicle: Carriage of my own goods in connection with my business

Occupation: Blind fitter

Policy type: Fully comprehensive

Cost: £83.99

If you feel like you may want to use the vehicle for longer, it would be worth working out how much an annual policy would cost you to compare prices and see what savings you’d make.

Tempcover Reviews & Ratings

On review site Trustpilot, TempCover has a 4.5-star rating, with 81% of 16,019 people rating it as Excellent.

To sum up, here are some of the pros of using Tempcover, according to customer reviews:

  • Very quick services
  • Easy to set up
  • Customers would use the site again
  • Competitive prices
  • Smooth process
  • Good customer services over the phone

Some of the more negative reviews refer to expensive prices, but in many cases, temporary cover is the most affordable option for a lot of drivers. It is always best to compare a range of quotes and reviews when looking to get the best deal on car insurance.

To save money on car insurance today with Tempcover, simply tap the green button below!