The AA breakdown cover review

  • 8/10 callouts fixed at roadside
  • Unlimited callouts
  • Well-designed and practical app

The AA's logo

Overview of provider

The AA is the UK’s largest breakdown provider and has been trading since 1905.

The company focusses mostly on motoring, offering services such as car insurance, road maps, motoring advice and driving lessons alongside breakdown cover.

It has over 3.2 million members registered to their range of breakdown cover policies with more than 9.8m business customers.

By purchasing breakdown cover with the AA, you will be entitled to a free Waitrose or Sainsbury's voucher worth up to £50, depending on your policy and the amount of cover purchased. Visit their site to check our their offer now (offer ends 31st January 2021):

Get AA breakdown cover
The AA's home page on website

Breakdown insurance packages – what they offer

The AA offers three core levels of breakdown cover: roadside assistance, vehicle recovery and onward travel. They offer cover for individual vehicles, individual people, couples and families.

Their cover is for cars, classic carsvanscaravans and campervans.

AA Roadside Assistance

The AA’s roadside assistance comes as standard with every policy.

Their basic roadside assistance includes 24/7 help and promises to fix 8 in 10 breakdowns at the side of the road.

Those that can’t be fixed will be towed to a nearby garage at no extra cost – this includes motorway recovery.

AA National Recovery

When upgrading to national recovery, the AA will take you, your passengers and your vehicle anywhere in the UK if you break down and it can’t be fixed at roadside.

This is a great option for those who tend to drive far from home, and also comes with a free onward travel upgrade.

AA Onward Travel

The AA’s onward travel policy is available as an optional extra to all of their policies, however, they throw it in for free for 12 months when you opt for national recovery.

Not only does this provide you with assistance at roadside and recovery to anywhere in the UK, but the AA will also give you the option of a hire car, overnight accommodation or reimbursed public transport costs for you to continue your journey.

AA At Home

The AA’s ‘at home’ breakdown cover policy protects you against breakdowns when you’re within a quarter-of-a-mile of your home.

It is available as an optional extra to all of their policies, with as high as 90% of home start breakdown callouts getting fixed there and then all for as little as £2/month extra.

AA Parts and Garage Cover

Unlike many providers, the AA allows you cover of up to £535 towards vehicle repairs on up to 5 separate occasions every year if your breakdown ends up costing you more than you expected.

This is an optional extra and can be added to any of their breakdown cover policies.

 A cartoon map showing areas in the UK that are covered by the AA.


AA European Breakdown Cover

The AA European breakdown cover provides roadside reassurance when on the continent.

With AA’s European breakdown cover, you get a choice of covering either a single trip or the whole year.

You will also gain access to a 24/7 English-speaking helpline & multi-lingual operators, as well as over 40,000 operators across 44 countries with an unlimited claim entitlement every trip.

Some extra benefits of AA European breakdown cover include:

  • Up to £1,500 towards alternative travel
  • Up to £500 towards emergency accommodation costs
  • Up to the current market value of your car to get you home, or to your destination
  • A hire car if you break down before, during or after your trip

AA Motorcycle Breakdown Cover

AA motorbike breakdown cover offers the same benefits as their standard breakdown policy and it is available with roadside assistance, national recovery and onward travel. You can also purchase optional extras like ‘at home’ and ‘parts and garage’ cover.

As with their standard breakdown cover, the AA’s Motorcycle breakdown cover comes with roadside assistance with every policy – this includes up to £5 off free parts and enough fuel to get you going again.

Most AA vans are equipped to carry bikes, so there is usually no need to wait around for a tow truck.

Breakdown cover for business vehicles

The AA’s business breakdown cover offers specialist, flexible breakdown cover to meet your business’ needs with a range of options. These include:

  • National recovery – If your vehicle can’t be fixed, your driver will be taken to a destination of their choice within the UK.
  • Fleet Europe – Get multi-lingual support and arrangements to get your driver home if their vehicle can’t be fixed.
  • Specialist breakdown cover – Such as AA taxi breakdown cover and AA van breakdown cover.
  • Award-winning minibus breakdown cover – Protect both your vehicle and its passengers with cover for minibuses.
  • Pay-as-you-go truck rescue – Specialist recovery for vehicles over 3.5 tonnes. Pay an annual admin fee, then only pay if your vehicle breaks down - either in the UK or Europe.

If you’d like to learn more about breakdown cover and the different kinds of policies available, read Bobatoo's Complete Guide to Breakdown Cover here.

Other benefits

As well as covering you against breakdowns, AA’s breakdown cover comes with a host of other benefits in the form of services and discounts:


  • Access to savings accounts with interest rates exclusive to AA customers
  • Refer a friend to join the AA and you will both get a £20 M&S or Amazon gift card
  • No excess paid on AA travel insurance


  • Up to 25% off in selected restaurants
  • Up to 15% off car and van hire
  • Up to 20% off in selected service stations (excluding fuel)
  • Up to 45% off at Vue cinemas
  • Half-price car wash with IMO carwashes

All of these benefits are available to redeem on the AA smartphone app, which we will discuss in detail later in this review.

AA breakdown cover costs

UK Roadside Breakdown Cover

Roadside assistance

Local recovery

Monthly: From £4.50 / Annually: £45


UK Vehicle Recovery

Roadside assistance

National recovery

Monthly: £11.50 / Annually: £115


UK Onward Travel

Roadside assistance

National recovery

Onward travel (FREE)

Monthly: £11.50 / Annually: £115


At Home Recovery (optional extra)

The AA will fix your vehicle at, or within a quarter-of-a-mile of your home address

With Vehicle Recovery: £2 per month OR £20 per year

Without Vehicle Recovery: £7 per month OR £70 per year


Personal Cover (optional extra)

Cover yourself for breakdowns in any vehicle, whether you’re a driver or passenger.

Monthly: £1 / Annually: £10

The AA Pros and Cons


  • 8/10 vehicles fixed at roadside – 80% of callouts made by AA customers are fixed at roadside.
  • Unlimited callouts – no limit to the assistance you can receive, even with basic roadside assistance.
  • Useful app – smartphone app full of benefits, including the ability to track your recovery service once you’ve requested help.
  • Member benefits – additional services and discounts for members.


  • Lacks an extensive range of optional extras.
A calendar with the words 'unlimited call outs' in bold.


AA Smartphone app

The AA’s smartphone app is a central hub for all of their customers.


  • Route planner – plan the quickest route to any destination in the UK.
  • Real-time roadworks and traffic congestion alerts.
  • Breakdown – Connect to an AA employee with the touch of a button in the event of a breakdown.
  • Manage your account.
  • Find local fuel and charging with up-to-date prices.
  • Find local parking spots.
  • Find local garages.

And as for the cons, Bobatoo couldn't find any!

Screenshots showing what the AA app looks like



When does my AA breakdown cover start?

Your AA breakdown cover will start 24 hours after purchase, but you can choose a later start date for up to 2 months later.

How much is AA breakdown cover?

The price of your AA breakdown cover could be as low as £45/year, but will depend on:

  • Your chosen policy
  • The amount you have used breakdown cover previously
  • Your payment plan (monthly payments work out more expensive)

How do I cancel my AA breakdown cover?

You have the right to cancel your AA breakdown policy within 14 days of taking out your policy, also known as a ‘cooling off’ period.

Outside of this period, you can still cancel your policy. However, if you pay annually, you will not receive a refund, unless:

  • Cancellation is requested on behalf of somebody who has died
  • Cancellation is requested as the member is permanently unable to drive due to illness or injury.

In these cases, your refund will be issued on a pro-rata basis.

For those who are members and pay on a monthly or quarterly basis, they can cancel their breakdown cover any time. If you're cancelling your policy, make sure you give at least 30 days' notice.

You will not receive a refund, but your cancellation will take place starting on the next payment date after the end of the notice period.

Does AA breakdown cover include repairs?

Not as standard, but you can upgrade to ‘parts and garage’ cover which will protect you for up to £535 worth of repairs.

For answers to other frequently asked questions on breakdown cover, read our Breakdown Cover FAQs here.

Customer Experience

Customer reviews from certified sites like Trustpilot give a fairly good representation of what you can expect from your breakdown provider.

Out of over 3,000 reviews on Trustpilot, AA breakdown cover is given a star-rating of 3/5. According to Trustpilot, in comparison to other providers, this is ‘average’.

The AA Truspilot score showing 3 stars

Like with any service, the reviews of AA breakdown cover vary. Some customers are quick to praise the ‘superb, friendly service’ offered, while some reviewers are less impressed with the service provided.

Some negative reviews include stories of long waiting times, incorrect charges and unknowledgeable attendants.

It is important to remember that all breakdown cover providers will encounter issues in some cases, so it is better to look at average ratings than individual ones.

Ratings (out of 5):

Trustpilot: 3 3.5

SmartMoneyPeople: 4

Reviewcentre: 2

Average: 3.1/5

Expert Ratings


  • 5 star for breakdown cover when you select all additional extras
  • 4 star for breakdown cover when you select national recovery & one additional extra
  • 3 star for breakdown cover when you select roadside & one additional extra

Defaqto aims to give members of the public valuable information, supporting their decision-making process for everything from breakdown cover to holidays.

Having the highest possible Defaqto rating suggests that AA’s complete breakdown cover provides a comprehensive level of cover, features, benefits and high-quality services overall.

Ratings differ depending on the level of cover you wish to take out. Policies with less comprehensive cover are given a lower score.


AutoExpress ranks the AA as the 5th best breakdown provider in the UK for 2018, coming behind other popular providers such as GreenFlag and GEM Motoring Assist.

68.2% of members said that the AA responded to them within an hour of breaking down, with 27.3% saying that their car was permanently fixed.

What happens if I break down? – How to contact them

If you break down and you are covered by the RAC, there are a number of ways in which you can contact them:

  • Phone – Call 0343 316 4444, open 24/7.
  • App – Use the AA app to inform them of a breakdown. They will get your exact location, and you will be able to track them to see their progress in getting to you.

For more breakdown cover provider reviews, visit Bobatoo's page here!